Students in Need More Likely to Miss Mental Health Support

by | Aug 11, 2026 | Education

Students in Need More Likely to Miss Mental Health Support

A new study by Trellis Strategies examining postsecondary student mental health has identified significant disparities in anxiety, depression and loneliness among college students experiencing financial hardship or basic needs insecurity. The research, which drew from the firm’s 2025 Student Financial Wellness Survey, found that these vulnerable populations face substantially elevated rates of mental health challenges compared to their more secure peers.

The analysis revealed striking differences in mental health outcomes based on financial circumstances. Among students unable to access $500 in an emergency, 52 percent screened positive for likely anxiety, 37 percent for likely depression and 63 percent reported experiencing loneliness. These rates were considerably lower among financially secure students, at 30 percent, 19 percent and 48 percent respectively. Mental health concerns also intensified with basic needs insecurity, with rates climbing to 68 percent for anxiety and 56 percent for depression among students experiencing food insecurity, housing insecurity and homelessness simultaneously.

A notable disconnect emerged between student need and resource awareness. Twenty-four percent of financially vulnerable students reported not knowing whether their institution offers mental health or counseling services, compared with 17 percent of financially secure peers. Researchers attributed this gap to students’ limited time and availability to seek out resources while managing multiple competing pressures, including financial obligations and basic survival needs.

The disparities extended to other vulnerable populations, including former foster youth, who reported higher rates of anxiety, depression and loneliness than students without foster care experience. Experts emphasized the importance of proactive institutional outreach and integrated support systems that connect mental health services with financial aid, basic needs resources and academic advising. Recommendations included expanding flexible and virtual counseling options, leveraging trusted student organizations for resource communication and addressing barriers such as cost, stigma and institutional distrust that may prevent students from seeking support.

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