Burnham announces crackdown on rogue bailiffs and ‘cowboy builders’

by | Sep 7, 2026 | Financial

Burnham announces crackdown on rogue bailiffs and ‘cowboy builders’

The United Kingdom government has launched an enforcement initiative to address concerns regarding predatory practices in the bailiff industry and home improvement sector. Prime Minister Andy Burnham characterized the effort as part of a broader agenda to address cost-of-living challenges and improve fairness in consumer protections.

The bailiff crackdown mandates that all private bailiffs operating in England and Wales obtain accreditation from the Enforcement Conduct Board or work for an ECB-accredited enforcement company. Previously, accreditation was voluntary, allowing some firms to operate without oversight. The initiative establishes consistent professional standards for the industry and creates an independent complaints mechanism for individuals facing enforcement action. The new regulatory framework is expected to take full effect next year. Consumer advocates have documented widespread problematic practices including aggressive doorstep behavior, unauthorized charges, vehicle clamping of disabled individuals, and threats to seize exempt possessions.

The construction sector initiative addresses complaints about unscrupulous home improvement contractors. Beginning next month, businesses enrolling in the “Approved Code” scheme—developed by the furniture and home improvement ombudsman—can demonstrate compliance with elevated standards. Full implementation is targeted for December, with initial participants launching by the end of September.

Supporting this effort, a digital platform called Trusted Payments is set to launch imminently, enabling consumers to retain greater control over construction payments. The service functions similarly to rental deposit protection schemes, allowing property owners to disburse funds to builders incrementally based on project completion milestones. This approach aims to mitigate financial risk during home improvement projects.

The government noted that more than 7 million cases are referred to bailiff enforcement annually, with the industry collecting over £1 billion yearly—predominantly from unpaid parking citations, traffic fines, and council tax arrears. Courts and legal services minister Sarah Sackman emphasized that individuals already managing debt should not encounter intimidating behavior or unreasonable payment demands during enforcement proceedings.

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