A research paper published by the Center for Economic and Policy Research examined health insurance coverage patterns among disabled and nondisabled workers in the United States. The study found significant disparities in employment-based insurance access between the two groups.
According to the report, 57.9% of people with disabilities maintained health insurance coverage through their employers, compared with 70.6% of people without disabilities. This gap reflects broader challenges that disabled individuals face in maintaining stable employment arrangements that provide comprehensive benefits.
The research identified a particular vulnerability for disabled workers currently relying on Medicaid. While these individuals represent a substantial portion of the Medicaid-insured population, many do not work the required hours needed to maintain eligibility under incoming federal work requirements. The implementation of these requirements beginning next year is expected to affect coverage status for significant numbers of disabled beneficiaries who cannot meet the hourly thresholds.
The findings highlight a structural gap in the U.S. health insurance system where disabled workers face compounded risks: they are less likely to secure employer-sponsored coverage and simultaneously face potential loss of Medicaid coverage due to work requirement policies. Advocates and researchers point to the report as evidence of the precarious insurance situation confronting this population.
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