New Social Security bill would lower retirement age to 60 for some workers

by | Sep 27, 2026 | Financial

New Social Security bill would lower retirement age to 60 for some workers

Representative Haley Stevens of Michigan introduced legislation that would lower the full retirement age for workers employed in physically demanding occupations. The proposed Blue Collar Social Security Fairness Act would enable eligible individuals to receive complete Social Security retirement benefits beginning at age 60, compared to the current minimum claiming age of 62 and the standard full retirement age of 67 for those born in 1960 or later.

The bill targets workers in occupations such as construction, roofing, nursing, and manufacturing. The Social Security Administration would be responsible for establishing and maintaining a comprehensive list of qualifying physically demanding occupations, with updates occurring every three years. According to the Bureau of Labor Statistics, approximately 39.1% of the civilian workforce engages in physically demanding work, which includes activities requiring sustained physical exertion such as climbing, heavy lifting, and prolonged standing or walking.

The legislation employs a weighted points system rather than requiring workers to spend entire careers in physically demanding roles. Workers would accumulate points based on their age during years of qualifying employment: 0.5 points annually from ages 18-34, 1 point from ages 35-44, 1.5 points from ages 45-54, and 2 points annually after age 55. Individuals would qualify for early retirement benefits at age 60 by accumulating either 15 total points or completing 20 years of physically demanding work.

Stevens emphasized that blue-collar workers should not be compelled to continue working until physical deterioration forces retirement. Research from the Schwartz Center for Economic Policy Analysis indicates that workers in physically demanding jobs often exit the workforce earlier than anticipated, potentially compromising their retirement security. The proposal arrives amid ongoing discussions about the Social Security program’s financial sustainability, as trust fund depletion dates approach and lawmakers consider various approaches to preserve the system.

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