New Social Security bill would lower retirement age to 60 for some workers

by | Oct 3, 2026 | Financial

New Social Security bill would lower retirement age to 60 for some workers

Rep. Haley Stevens, D-Mich., introduced the Blue Collar Social Security Fairness Act on Wednesday, proposing to lower the full retirement age for workers in physically demanding occupations. Under the measure, eligible individuals would be able to claim full Social Security retirement benefits starting at age 60, compared to the current earliest eligibility age of 62.

The bill targets workers in fields such as construction, roofing, nursing, and manufacturing. The Social Security Administration would be responsible for establishing a comprehensive list of qualifying physically demanding occupations, with updates occurring every three years. According to the Bureau of Labor Statistics, approximately 39.1% of the civilian workforce is employed in physically demanding jobs, which require sustained physical exertion including climbing, heavy lifting, pushing, pulling, standing, or walking.

Eligibility would operate through a weighted points system rather than requiring workers to spend their entire careers in physically demanding roles. Workers would earn 0.5 points annually for qualifying work between ages 18 and 34; 1 point for ages 35 to 44; 1.5 points for ages 45 to 54; and 2 points for work after age 55. To qualify for early retirement at age 60, individuals would need either 15 accumulated points or 20 total years of physically demanding work throughout their careers.

Stevens stated that blue-collar workers should not be forced to delay retirement until physical deterioration makes continued work impossible. Research from the Schwartz Center for Economic Policy Analysis at The New School indicates that workers in physically demanding jobs face elevated risks of exiting the workforce prematurely, potentially jeopardizing their retirement security.

The proposal arrives as Social Security’s trust funds face projected depletion dates, prompting lawmakers to consider revenue increases, benefit reductions, or hybrid approaches to maintain solvency. The measure’s prospects in Congress remain uncertain.

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