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New research challenges the traditional 4% retirement withdrawal rule, suggesting that partial annuitization—combining guaranteed income with invested assets—may better balance security, flexibility, and longevity.
UK MPs said the government mis-sold student loans through promotions that lacked key information about repayment terms and interest rates, calling for the threshold freeze to be reversed.
Bipartisan housing legislation became law without the president’s signature, combining measures to boost construction and improve affordability, though experts warn meaningful relief will take time.
Student loan borrowers enrolled in the new Repayment Assistance Plan face strict payment deadlines, losing key financial benefits if they miss even a single day, experts warn.
The Trump administration issued guidance encouraging banks to scrutinize lending to immigrants without work authorization, citing elevated credit risk concerns.
Buy now, pay later services have grown significantly as consumers increasingly use installment financing for essential expenses like groceries and medical bills, raising concerns about debt accumulation and payment defaults.
