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States are expanding student loan programs as new federal borrowing caps take effect, offering an alternative but riskier option that functions more like private loans with varying interest rates and fewer protections.
Growing numbers of people are consolidating multiple pension pots into single accounts to simplify management and potentially reduce fees, though experts caution the strategy requires careful evaluation of individual circumstances.
The IRS is gaining better visibility into crypto transactions through new reporting requirements, potentially exposing investors who have been unintentionally non-compliant with tax obligations, experts say.
A new report finds affordability is the defining economic challenge for Americans, with 90% citing groceries and food prices as their top cost concern, ahead of housing and healthcare.
Rising costs of living are forcing many American parents to support adult children financially well into their 40s, with some allowing grown children to live with them or providing substantial monthly assistance.
Long-term unemployment fell in July, but economists attribute the decline to workers leaving the labor force rather than finding jobs, raising concerns about household financial stress and economic growth.
