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States are expanding student loan programs as new federal borrowing caps take effect, but consumer advocates warn these options function more like private loans and carry significant trade-offs for borrowers.
A new report finds affordability is the defining economic challenge for Americans, with 90% citing groceries and food prices as their top cost concern, outweighing housing and healthcare expenses.
U.S. consumer prices rose 3.5% annually in June, down from 4.2% in May, driven by lower energy costs following a temporary ceasefire in the Iran conflict, though renewed hostilities pose inflation risks.
High-earning investors face a tax deadline this year on billions in deferred capital gains from Opportunity Zone investments, a program created to encourage economic development in distressed communities.
New research challenges the traditional 4% retirement withdrawal rule, proposing partial annuitization as a better strategy to balance guaranteed income with investment flexibility and longevity protection.
The IRS is gaining better visibility into cryptocurrency transactions through new broker reporting requirements, potentially exposing investors who haven’t correctly reported their crypto tax obligations.
